Appraisal services for Middletown and Butler County homeowners

The top seven reasons why OH homeowners need Parks Appraisal Service:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. To reduce their mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a OH divorce, when real estate needs to be divided
  7. Settle an estate in OH by determining the true market value of real estate in question

Do you own a home in or near Middletown? Do you need help deciding the value of your real estate?
Contact Parks Appraisal Service.

We at Parks Appraisal Service understand the particular needs of a customer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a regular consumer that ordinarily doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Parks Appraisal Service are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value opinion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Parks Appraisal Service is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be troublesome from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Parks Appraisal Service can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Parks Appraisal Service offers field reviews where we go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.